Disability Insurance And Income Protection with Dennis Carlson

Sometimes, getting past the optimism bias we all have, is just the right way to approach our insurance choices. 


In today's episode, I'm joined by Dennis Carlson, Host of the #1-rated podcast for employee benefits brokers and advisors, Benefits Influencer, a specialist in long and short-term disability insurance, income protection for executives, and highly compensated employees. He shares the three main reasons why we should pay more attention to income protection, the best ways to overcome the optimism bias, group insurance, and more. 


Listen to episode 42 of On Life With Helen to learn everything you need to know about income protection. Dennis explains the multiple advantages of group long-term disability policies for the employer, why people resist considering disability insurance, and much more.


In This Episode, You Will Learn:

  •  A bit about Dennis and how he got into income protection (1:43)
  • Why is no one talking to their clients about income protection (7:09)
  • Three things everyone should know about income protection (8:38)
  • Why are most people unsure about disability insurance? (16:04)
  • The Job A / Job B exercise (17:21)
  • Where does Dennis see protection for business owners heading (24:47)


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