Groundbreaking money apps you’ve never heard of

15 apps set to transform the world of finance have been shortlisted for an innovation challenge. 

All of them use Open Banking, a government initiative that turns two this month. Most people have never heard of it - or the apps that use it. So what are they, how do they work, and would you share your bank details to use them? 

In the rest of the episode, we talk tax returns and 0% credit cards.

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