You wanted real people? You got it. Ben Anson of Legend Finance and Josh Woodhouse of S3F Group talk about what's really happening in the world of commercial and home lending. What the banks are doing? Where retail borrowers are feeling the pinch. How much does 50bps actually change a borrowers capacity and what does that mean for housing? Diana Mousina, Senior Economist at AMP runs us through what's changed in their outlook, RBA messaging and what's ahead. Has the rates market factored in too much? Host James Whelan (VFS Group)

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