Aston Villa begin 2022 with the first real blemish on Steven Gerrard's record at Villa. The 2-1 loss at Brentford, the second game in succession that they have given up a lead to lose the game, will have supporters wanting the soft spine of the team rectified in the January transfer window.

As well as the latest Villa news, there's the latest Three Points of the world of football and Media Muppets, as well as a catch-up of what's been happening on the pitch for Villa.

New year, new year resolutions. If you don't have a pension (especially if your freelance), maybe it's time to sort that out in 2022 and plan your long-term financial wealth. This episode of the My Old Man Said podcast is brought to you by Penfold, pension experts for the self-employed and pensionless. Sign-up to get yourself a flexible and easy-to-set up pension and take advantage of the 25% Government tax bonus and compound interest from an expertly managed fund to build your long-term future. You can set it up on your phone and it only takes five minutes or so.

Get yourself a bonus £50 on MOMS in your pension fund, by signing up here - getpenfold/moms and using the code MOMS. 

With pensions, as with all investments, your capital is at risk. The value of what you put in may go up as well as down.

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Credits: 

David Michael - @oldmansaid 

Chris Budd - @BUDD_music

Phillip Shaw - @prsgame

My Old Man Said - https://www.myoldmansaid.com

Editor/Producer - David Michael

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