Credit Card Clinic: How to get on top of your debts in 2024

With the bills rolling in after Christmas, this week’s episode is devoted to helping listeners tackle their credit card debts on a practical and emotional level - no matter how big or small they might be. Host Claer Barrett hears from experienced debt adviser Sara Williams of the popular Debt Camel blog and Instagram account, Helen Saxon, deputy editor of Money Saving Expert, and Dr Pamela Roberts, a shopping addiction specialist at the Priory Clinic. They give tips on balance transfers and on how to resist the urge to splurge. 

To sign up for Claer's Sort Your Financial Life Out money series, visit


Business Debtline here  

Citizens Advice here 

Stepchange here

Debt Camel Blog here

For the MSE Credit card eligibility calculator, go here 

To listen to the Money Clinic episode about shopping addiction, go here

Follow Claer on social media @Claerb and contact the Money Clinic team via

Presented by Claer Barrett. Produced by Philippa Goodrich. Our executive producer is Manuela Saragosa. Sound design by Simon Panayi, with original music from Metaphor Music. Cheryl Brumley is the FT’s global head of audio.

Read a transcript of this episode on

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