In this episode we're joined by Shani Jayamanne & Mark Lamonica from Morningstar Australia to talk about the evolution of the 4% rule in retirement savings drawdowns. We spoke about:

• The 4% rule – what it is, why we’re talking about it.
• Since Bill Bengen formulated that rule, we’re obviously in a very different environment.
• Morningstar has revised the 4% rule – what does this mean for investors?
• What are the implications of the forward estimated returns?
• What does the State of Retirement Income report say about what investors can do about this?

The State of Retirement Income Report is available on Morningstar Investor. To take out a four week, free trial, the link is: https://go.morningstar.com.au/investor and this is the link behind the paywall https://premium.morningstar.com.au/learn/investing/217021/morningstar-state-of-retirement-report

This is Shani & Mark's podcast page: https://www.morningstar.com.au/learn/article/podcast-investing-compass/206215

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